At Peymynt Financial Inc. (“Peymynt”), we value your trust and respect your privacy. Peymynt exists to support entrepreneurs like you by offering a fast and easy way to manage your finances, while exceeding your privacy expectations.
By “Personal Information”, we mean information about an identifiable individual. That’s what this policy is about – our collection, protection, use, retention, disclosure and other processing of Personal Information and your rights relating to these activities. We also compile certain aggregate data about our users.
What is aggregate data? “Tim Smith buys a coffee at a coffee shop on Main Street” is the Personal Information of Tim Smith, but “20% of Peymynt users buy coffee on Tuesdays” is aggregate data.
Peymynt has named a Privacy Officer who is responsible for all things privacy at Peymynt. This includes our policies and procedures that are designed to keep your information safe. If you have any questions about our privacy practices or this policy, you can contact me at:
Peymynt Financial Inc.
555 W 5th St
Los Angeles, CA 90013
United States of America
Peymynt collects, uses, discloses, and otherwise manages Personal Information in a variety of ways related to the Services we provide. We’ve outlined these below. Your use of the Services determines which information we collect and use. For example, payroll information is optional, unless you’d like to use Payroll by Peymynt to run payrolls, at which point we will need to collect payroll information in order to provide you with this service. Similarly, when you create an invoice, your customer’s email is optional, but if you’d like to us to deliver the invoice by email, this information becomes necessary.
Peymynt may collect, use, store, or disclose your Personal Information for the purposes described below.
Peymynt takes a consent-based approach to the collection, use and disclosure of Personal Information.
When you submit the Personal Information of your customers or employees to us, you are responsible for informing such customers and employees about Peymynt, and for obtaining any necessary consent or authority from them.
You may also choose to refer someone to our Site. We will send them a single invitation email to the address you provide. Please ensure that you only submit email addresses of individuals or businesses with whom you have a relationship and who would want to receive the message.
At any time and without penalty, Peymynt users can withdraw their consent to the continued use or disclosure of their Personal Information by closing their Peymynt account. Please ensure you complete the account closure process which includes a confirmation email. Otherwise, your account may not be closed.
The only way to completely stop all emails from Peymynt is to close your account as outlined above.
Peymynt only collects the Personal Information necessary to provide the Services to you. The Services you use will determine which information Peymynt collects. We’ll also provide you the option of sharing additional information to enhance your Peymynt experience.
Peymynt may also use third party services to supplement or enrich our understanding of our customers. This includes cross-referencing information like a name, business name, email address or IP address in third-party databases, and using the information there to improve our understanding of you and your business.
Peymynt is not intended for children and we do not knowingly or intentionally collect information about individuals under the age of thirteen (13).
Some of the Services allow you to provide access to your Peymynt account to other authorized users, which we call “guest collaborators”. Guest collaborators have access to information in your Peymynt account, including Personal Information, and may perform various tasks on your behalf. You take full responsibility for any collection, use or disclosure of your Personal Information by your collaborator(s).
To provide access to your account to a guest collaborator, you must provide the collaborator’s name and email address. We will send them a single email inviting them to the Site. Peymynt only uses this information to invite your collaborator. Please ensure that you only submit email addresses of individuals or businesses that you have a relationship with and who would want to receive the message. The guest collaborator may contact us at email@example.com to request that we remove their name and email address from our database.
We will use your Personal Information as described in this policy.
We will share your Personal Information with third parties only as described in this policy.
We will retain your information for the period necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law or regulation. To be clear, that means we’ll retain your Personal Information while you have an active account, and afterward if we need to do so to meet our legal obligations. If you choose to close your Peymynt account, we will destroy your Personal Information within 90 days unless we are otherwise obliged to keep it longer.
Peymynt relies on you to provide us with information that is accurate and complete. We provide you the mechanisms and rely on you to keep your information up to date. You can request updates or corrections of any inaccuracies in your Personal Information at any time by contacting us at the contact information listed in the policy. We will respond to your request within a reasonable timeframe.
Peymynt uses a combination of reasonable and appropriate safeguards designed to protect your information. These safeguards are administrative controls (policies, procedures, and training), technical controls (encryption, firewalls, and secure coding frameworks), and physical controls (secured hosting environments).
For additional details, please see our Security page.
We ensure that any third party acting on our behalf maintains reasonable and appropriate safeguards in respect of your Personal Information. Additional information about our third parties’ privacy practices is available upon request.
If you have questions about security on our Site, you can contact us at firstname.lastname@example.org.
You are also responsible for helping to protect the security of your Personal Information. For instance, never give out your email account information or your password for the Services to third parties. Our team will never request your password or PIN, and we ask that you never post account or credit card numbers to our support channels.
This policy outlines our privacy practices. If you have questions about it, please contact our Privacy Officer. This policy is available publicly at https://peymynt.com/privacy.
You may access, update and correct inaccuracies in the Personal Information in our custody or control at any time, subject to limited exceptions prescribed by law. You can download or export data you input into the Site at any time, or to correct inaccuracies, simply log in to your account and make the necessary changes.
Peymynt has public forums and blogs. Any information submitted there may be read and collected by anyone.
You may request removal of Personal Information from forum or blog posts and comments by contacting us at email@example.com.
If you provide us with a testimonial, with your consent we may post it on our Site or in other materials and media, along with your name. If you want your testimonial removed, please contact us at firstname.lastname@example.org.
We may transfer (or otherwise make available) your personal information to third parties who provide services on our behalf. For example, we may use service providers to host our website and to process payments. Your Personal Information may be maintained and processed by these third parties in other jurisdictions, like the U.S.. When your information is in another jurisdiction, it will be subject to their laws. We only share the information these service providers need to do their job and we don’t authorize them for any other use or disclosure of personal information.
We may use service providers to verify bank account information you provide to us in providing our Services to you. If you are in the U.S., please note that:
We may also use services provided by third-party platforms (such as social networking sites) to serve targeted ads on such platforms to you or others, and we may provide a hashed version of your email address or other information to the platform provider for such purposes. To opt-out of the sharing of your information with such platforms, please send an email to email@example.com.
In general, you can visit the Site without telling us who you are or submitting any Personal Information. However, we and/or our service providers (such as Google Analytics) collect IP (Internet protocol) addresses from all visitors to the Site and other related information such as page requests, browser type, operating system and average time spent on our Site. When you use any of our mobile apps, we also collect device type, operating system, unique device identifier, and date and time stamp. This information is used to help us understand the activity on, and to monitor and improve, our Site and mobile apps.
Technologies such as cookies, web beacons, tags and scripts are used by Peymynt, our advertising and analytics service providers (such as Google analytics), and affiliates to analyze usage trends, administer the Site, and to gather demographic information about our user base as a whole.